Understanding Your Blue Cross Member ID Card

Blue Cross and Blue Shield of Vermont Member ID Card Example

You present your insurance card when you go to the doctor's office or visit a pharmacy. You know it's important and you need to have it, but why?

As part of the federal Consolidated Appropriations Act of 2021 (also known as the No Surprises Act), updates have been made to your member ID to help you better understand your plan’s deductibles and out-of-pocket maximums.

All members will receive a new member ID card in 2022. Please dispose of your old card properly to protect your member information and keep your new card in a safe and secure place.

How to Read Your Member ID Card

Note: This is a sample ID card. Cards may vary from member to member.

Example of Blue Cross Member Id Card

1. Your Member ID Number

Your Blue Cross ID card has your identification number (also known as your member ID number in some applications) and group number. You’ll need this information when receiving medical services at the doctor or pharmacy, or when calling customer service for assistance.

Your member ID number is also important to have so that you can register for the Member Resource Center and access various member benefits including discounts and health and wellness services. When referencing your member ID number, you often times need the last 13 digits of your ID (exclude the first three letters) and the 2-digit number on the Member line (typically above your name on the card).

2. Your Plan Type

If you aren’t sure what type of health insurance plan you have, you can find out on the upper right corner of your ID card. The type of plan you have can affect what providers are in-network.

3. Your Costs

Your co-pays are printed on the front right side of your card so that you know what to expect upon your next visit. Your ID card may also include your deductible and out-of-pocket maximum.

4. Pharmacy Coverage

If you have pharmacy benefits through Blue Cross, the back of your ID card will have VERMONT BLUE Rx printed on the bottom.

5. Contact Information

The back of your ID card provides important contact information for customer and provider service.

FAQ’s About Your member ID Card

Q: I just signed up for a plan, when will I receive my member ID Card?
A: You can expect your Member ID card to arrive within 7-10 business days from the date that you enrolled.

Q: How often do I get a new member ID Card?
A: Members will receive a new ID card when a change is made that impacts the information on the ID card, or if one is requested.

Q: What do I do if I lose my member ID Card?
A: You can request a new ID card by using our secure Member Resource Center, emailing customerservice@bcbsvt.com, or calling Customer Service at (800) 247-2583 Monday-Friday from 7:00 a.m. to 6:00 p.m.

Q: I have an appointment, but I don’t have my member ID Card, what do I do?
A: You can request a new card or confirm your ID information before your appointment by using our secure Member Resource Center, emailing customerservice@bcbsvt.com, or calling Customer Service at (800) 247-2583 Monday-Friday from 7:00 a.m. to 6:00 p.m.